Remember, just because you did not have a seven-page service contact typed up doesn’t mean your contract wasn’t in writing. If your email or other letter communications satisfy the basic contractual requirements of offer, acceptance, and consideration, and no other legal issues prevail, you might still have a written contract. Rocket Lawyer provides information and software only. Rocket Lawyer is not a "lawyer referral service" and does not provide legal advice or participate in any legal representation. This letter of demand for money can be used by an individual or business to demand payment of a debt or owed money. Our Demand Letter Template provides an easy interview process that calculates interest or added fees for late payment. Consider, just as you have many things going on in your life, so too do the people that owe you money and it’s possible they simply forgot about their debt. Perhaps they assumed their spouse had paid the debt. More than just a template, our step-by-step interview process makes it easy to create a Demand for Money Owed. Save, sign, print, and download your document when you are done. When you send this letter to the perpetrator, allow 15 days for a response. This gives the perpetrator time to receive the letter (the mail can be slow sometimes), read it over, examine his/her own legal rights, and mail it back (allowing time for the letter to slowly move through the mail on the return trip).