From there you can calculate earnings before tax, taxes and net income. On the balance sheet link the closing PP&E balance and closing debt balance from the schedules. My name is Adam and I am in debt. Yep, I came out and said it in the first sentence. Show your high-level strategy without getting lost in the weeds. I like this strategy, it’s a good way to write down exactly what your plan is and how to keep it. A great starting place for those who want to begin getting their finances in order. Customers want to know their money and investments are managed well and will lead to future financial security for themselves and for their families. A well-written mission statement earns the trust of current and prospective clients by defining goals that speak to this need. Understanding what you’re working so hard to save towards will only be a motivator. Saving without any specific goals or direction is a lot more difficult, and normally leads to failure.