What if I could show you a way to create MOU documents in as little as 5 minutes by simply answering a few questions about your arrangement? Would that not save you a ton of time, and let you get back out there to do something more productive? If a company has been filing Form 10-K with the SEC for a certain period of time, has a market capitalization above a certain threshold, and takes certain procedural steps, it is permitted to offer securities using a simplified prospectus that incorporates information by reference to its SEC filings. In certain situations, such as when the offering is not required to be registered with the SEC, a prospectus is instead referred to as an "offering memorandum" or "offering circular." In the case of municipal securities offerings, which are generally exempt from most of the federal securities laws, municipal issuers typically prepare an analogous form of disclosure document known as an "official statement." Prospectuses are generally prepared with the assistance of the underwriter acting as issue manager (also called a bookrunning manager or "bookrunner"). The prospectus must be approved by the competent authority in the United Kingdom, which is currently the Financial Conduct Authority (FCA) in its capacity as the United Kingdom Listing Authority. If the purpose of the prospectus is to induce people to engage in an investment activity, it will also need to be issued or approved by an 'authorised person' or it will constitute an unlawful financial promotion under section 21 of the Financial Services and Markets Act 2000. Publication of information in relation to the issue of securities in the United Kingdom is governed by the Prospectus Rules, which implement the European law Prospectus Directive. A prospectus must be published where certain types of securities either are offered to the public or are requested for admission on a regulated market. Public water system (PWS): A system that provides water for human consumption to an average of at least 25 individuals daily at least 60 days out of the year, or has at least 15 service connections. This includes water used for drinking, food preparation, bathing, showering, tooth-brushing and dishwashing. The grid was designed as a worksheet to allow filers to allocate registered representatives compensation, including that of dual employees. The registered representatives available to be selected can only be personnel who are registered with the members identified in the Parties screen.