The SEC enhancement will help employers manage their overall costs and encourage them to voluntarily re-employ older workers aged 65 and above. Retirees may retain coverage until they are eligible for Medicare. Covered eligible dependents under age 65 will be allowed to continue coverage until age 65 or they become Medicare eligible. This Agreement may be modified, or any provision waived, only by a signed written agreement of the affected parties. This form needs to be updated and adapted to the needs of the user by a qualified labor attorney. This page does not constitute legal advice nor is it intended to replace the advice from a qualified labor attorney.