A visiting neighbor trips on a crack in the walkway and falls, breaking her arm. Lola's insurance company would protect Lola from the medical bills and other losses claimed by the neighbor by paying the claim. Have you reached the point where you think you may have to place your parent(s) in a facility to help with dressing, bathing, eating and the like? Then assisted living is probably the best choice. Find one that works best and gives you the least troublesome side effects, and stay with it. This is where you will find the information you need about dosage and side effects. If you can't read – or don't fully understand – the label, ask a pharmacist.