“We used to have a lot of manual and Excel built different systems. By implementing Concur, we were able to standardize our whole process worldwide and also have a mobile application.”. Smartsheet is a work management and automation platform that enables enterprises and teams to work better. Its pre-built personal budget template makes it even easier to create a budget, conduct monthly check-ins, and improve accountability. In this template, input your monthly budget and then track it against your monthly actual spent. With pre-set formulas in place, you will see your annual total, annual budget, and annual variance automatically calculated as you make changes to budget items. At the end of the month, complete the "Monthly Actual Amount" column and compare it to your original estimates. Did you overestimate how much you'd spend on clothing, but underestimate the amount you'd spend eating out? The dashboard sheet included in this personal budget template has the following four distributions. Creating a startup budget is one of the most important tasks a new business owner will undertake. A startup budget serves as a roadmap for the business.